At SEMC Federal Credit Union you are not a just a respected customer, you are also a member and owner of this unique financial organization. That's because our credit union is a financial cooperative, which was founded – like St. Elizabeth Healthcare - on the principle of people helping people. We know that we’re all better together and that makes a huge difference for all who do business here.
 
For instance, the money that our members deposit as savings enables other members to borrow. And, the interest earned on those loans helps pay dividends on our savings accounts. In other words, SEMC Federal Credit Union is a place where all our members help each other every day. 

It all goes back to the very foundation of the whole credit union movement, which has always focused on member service. We want to make a positive difference in the lives of our members and for the community as a whole, whether that means financially counseling a member whose struggling, or just offering a better deal on a car loan.

In fact, industry research even proves that credit union customers are among the happiest in the financial field. For instance, for the last 21 consecutive years credit unions have ranked No. 1 in consumer satisfaction in the American Banker/Gallup Consumer Survey. And, credit unions ranked higher for trustworthiness and service in the survey than any other financial institution. 

How You Can Become a Member
If all this sounds pretty good, we hope you’ll consider joining the SEMC Federal Credit Union. You’re eligible to join if you’re either an employee or family or household member of an employee of these organizations:

• St. Elizabeth Healthcare
• Tristate Healthcare Laundry, Inc.
• Summit Medical Group
• Transcare
• Independent Anesthesiologists
• City of Edgewood
• Commonwealth Orthopaedics
• Dr. George Miller Office
• Dr. John Eldridge Office
• Internal Medicine Associates of Northern Kentucky
• Patient Choice Cardiology
• Patient First Physicians Group
• Pediatric Care Of Kentucky
• Cincinnati Hematology-Oncology
• Pediatric Dental Center
• Advance Surgical Care
• Premier Family Medicine
• Northern Kentucky Foot Specialists
• Redwood School

Note: All doctors offices listed are in the Northern Kentucky/Greater Cincinnati area

If you’re in one of these eligible groups and you’d like to apply for membership, just click here to print an application Please note that we need copies of both sides of the application. Remember to sign the form and bring it with a $5 deposit and a copy of your driver’s license, passport or other valid identification that shows your current address to our main office at:

SEMC Federal Credit Union
577 Dudley Pike
Edgewood, KY 41017

If you’re currently a member of the credit union and need to change your address, just click this here for the SEMC Address Change form. Print a completed copy of the form, then mail or fax it to the address above.

Some Final Notes About Applying
Please note that all new membership will be verified with employers or family members prior to the opening of accounts. Additionally, federal law requires all financial institutions obtain, verify and record information that identifies each person who opens an account. This action is taken to help the government fight the funding of terrorism and money-laundering activities. This means that when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Locations

Main Office
577 Dudley Road, Edgewood, KY 41017 | ATM at this location
(859)578-5600 | Fax (859)578-5610 | Audio Teller (859) 578-5640

St. Elizabeth Edgewood
One Medical Village Drive, Edgewood, KY 41017 | ATM at this location

St. Elizabeth Fort Thomas
85 North Grand Avenue, Fort Thomas, KY 41075

St. Elizabeth Florence
4900 Houston Road, Florence, KY 41042

St. Elizabeth Grant - ATM Only
238 Barnes Road, Williamstown, KY 41097